Upgrade Updates

We have exciting news!


Our team has been working diligently to bring you an upgraded banking system. This change will greatly improve your banking experience now and into the future! Enhancements will continue to roll out through the summer so stay tuned for all of the improvements!

The conversion took place Friday, May 31 at 4:00 pm through Monday, June 3.  Now there are few things you need to know in order to login to your accounts if you have not already done so.

You will need to download the new cuMobile app . This  is available in the App Store and Google Play based on their release schedule. Delete the old app. Download the new. Use your existing User ID and the last 6 digits of your SSN as your password. Once you have set up your new password using cuOnline OR cuMobile, the password will be shared by both platforms. 

We will provide answers to frequently asked questions and timeline updates below. 

Q: Why are you upgrading your core processing system?

A: Your banking experience is important to us and this upgrade is necessary in order to provide our members with an updated in-person and online banking system.

Q: What should I know going into the weekend of the upgrade?

A: Our current cuOnline with Bill Pay, cuMobile with mobile deposit and cuPhone will no longer be available after 4:00 pm on May 31. The new services will be available on June 3 after 3:00 pm. Debit cards, credit cards, and checks will continue to work; we do not anticipate any interruption in their usage. Please plan an alternate payment method or a postponed payment date for large transactions. Night deposits will be processed at opening Monday June 3. Mobile Deposit will not be available until June 4.

Q: Will any branches be closed?

A: Saturday, June 1 the Timberlake Branch will be closed. All branches and our Call Center will open on Monday, June 3 at 9:00 am for normal business hours.

Q: Will ATMs be available during the upgrade?

A: Yes. Branch ATMs and access to other ATMs will not be affected by the upgrade. 

Q: Will my ATM/DEBIT and CREDIT Cards work over the weekend of the upgrade?

A: Yes, we do not anticipate any interruption in their usage.

As a precaution, please plan ahead for any special/unusual transactions and be prepared with an alternate payment method or a postponed payment date for large transactions.

Q: Who should I contact if my DEBIT or CREDIT Card is lost, stolen, or has fraudulent charges on it?

A: DEBIT Card issues (800)472-3272 Lost/Stolen, Fraudulent Charges, Card Blocks/Returning suspected fraud call, fraud disputes.

CREDIT Card issues (800)237-6211 Lost/Stolen, Returning suspected fraud call, Billing Disputes, Payment Options.

Q: Will I be issued a new debit or credit card and PIN?

A: No, all debit & credit cards and their PINs will remain the same.

Q: How will I receive my May statement?

A: All Members --including eStatement users-- will receive a paper statement for May FREE of charge. eStatements will resume automatically with June statements.

Q: Will I still be signed up for eStatements?

A: Yes, all members who currently have eStatements will continue to receive them after the upgrade. However, ALL members will receive a paper statement for the month of May.

Q: Will I need to update my direct deposit(s)?

A: No. Your payroll or social security direct deposits will not need to be updated.

Q: Will the conversion impact automatic ACH/Electronic withdrawals taken directly from my account for my bills and other items?

A: No. We do not anticipate any interruptions in your normal ACH/Electronic withdrawals taken directly from your account. (Ex: Netflix)

Q: Will this conversion impact my loan?

A: No. The conversion will not impact your existing loan terms and we do not anticipate any interruption to your scheduled automatic loan payments.

Q: Will I still be able to access my CREDIT Card details at ezcardinfo.com?

A: Yes. You can still go to their website to access your credit card information.

Q: Will my account/member number change?

A: No, your account/member number will remain the same. And, if you have checks, you may continue to use them as well. Account SUB-TYPES (like S1 for Base Share/Savings and S40 for the Thrifty Checking may be changing. Please see the chart below to determine your account type. This would be important if using cuPhone and if you are transferring money to another member using cuOnline.)

 Q: Will CVFCU’s routing number change?

A: No, it will be the same: 251484514

Q: Will the website change?

A: No, it will remain www.cvfcu.com. Visit the website for more information about the conversion during the process.

Q: Will I be able to get an instant issue debit card during this process?

A: The last day to process an instant issue debit card before the upgrade will be May 30. Instant issues will resume when the branches reopen June 3.

Q: Are accounts safe and secure?

A: Yes, your accounts and personal information are secure. The safety and security of our members’ accounts and their personal information is always priority one. In addition, your funds are federally insured by the National Credit Union Administration.

Q: Will cuOnline (online banking) change?

A: Yes, the look and functionality will change. You will need to download a new app from the App Store or Google Play on June 3.

Delete the old app. Download the new. Use your existing User ID and the last 6 digits of your SSN as your password, Businesses use the last 6 digits of your EIN. Once you have set up your new password using cuOnline or cuMobile, the password will be shared by both platforms. 

Q: Will my User ID and/or password change?

A: Your User ID will be the same but, the FIRST time you log in, you will use the last 6 digits of your social security number. You will then be prompted to change your password.

Q: Will my Security Questions be the same?

A: No. We are moving to a new platform so all online users will need to re-enroll with new security questions.

Q: Will my log in for cuMobile (the mobile app) be different?

A: Your User ID will be the same but you will use the last 6 digits of your social security number the FIRST time you log in. You will then be prompted to change your password.

Mobile Deposit will not be available until June 4.

Q: Will my scheduled payments be processed in Bill Pay?

A: Yes. Any scheduled payments prior to May 27, 2024 at 4:00 PM will be paid as normal. However, any additions, changes, or cancellations will need to be made after June 3. Please make sure you have scheduled all upcoming bills prior to May 27.

Q: Will phone banking with cuPhone change?

A: Yes. The menu options will change. Please listen carefully to the instructions to setup your account the first time. You will use your member number and the last 6 digits of your SSN. Then you will be prompted to select your new PIN. You will also notice that some account types have changed. Please refer to the chart below for the new account numbers to use.

The new phone number will be1-833-950-0465. This is a toll free number. 

Q: Will my PIN change in cuPhone?

A: Yes. The initial PIN to log into cuPhone will change to the last 6 digits of your social security number.  You will then be prompted to change it the first time you log in to what you desire.

Q: What is the last day a new or existing member can enroll in cuOnline and Bill Pay?

A: May 27 will be the last day to enroll prior to the upgrade if you not currently an online user.  Please sign up after June 3.

Q: Will Bill Payee and Payment information will carry over to the new system? 

A: Yes, your existing Bill Payment Payee and Payment information will be available in the new Bill Pay system. Bill Payment history will be available for the previous 12 months.  Recurring Bill Payments will continue as scheduled. No additions, changes or cancellations can be made from May 27 at 4:00 pm - June 3, so please schedule payments accordingly.

Q: How will I receive my May statement?

A: All Members --including eStatement users-- will receive a paper statement for May FREE of charge. eStatements will resume automatically with June statements.


Q: Will I still be signed up for eStatements?

A: Yes, all members who currently have eStatements will continue to receive them after the upgrade. However, ALL members will receive a paper statement for the month of May.


Q: Will my old eStatements show in the new Online Banking?

A: Yes, 12 months history will be restored but may not be available immediately. Please allow some time for them to post. If you need access to prior statements, you may download, save and print for your reference prior to May 31.

No eStatements will be issued for the month of May. All Members --including eStatement users-- will receive a paper statement for May FREE of charge. eStatements will resume automatically in June.

Share / Savings Accounts
Old New Description
S1 01 Base Share/Savings
S2 02 Extended Hold
S3 03 Secured Visa
S4 04 Mortgage Payments
S4 05 Mortgage Payments
S4 06 Mortgage Payments
S4 07 Mortgage Payments
S6 08 Student LN Acct
S11 11 Christmas Club
S11 12 Second Christmas Club (if you have 2 Christmas Club accounts, the second will be account 12 instead of 11.1)
S10 13-30 Share/Savings Plus (if you have more than one savings account, they will each have a different number instead of 10.1, 10.2, etc)
S37 37 Kasasa Saver with Kasasa Cash
S38 38 Kasasa Saver w Kasasa Cash Back
S91 41 VISA Business
S93 43 VISA Share Secured
S95 45 VISA Classic
S96 46 VISA Gold
S97 47 VISA Platinum
S60 60 IRA Accumulation
S60 61 IRA Accumulation
S65 65 IRA Roth
66 IRA Roth 
S69 69 IRA Educational
S40 70 Thrifty Checking
S41 71 Interest Checking
S42 72 Branchless Checking
S43 73 Preferred Checking
S44 74 Dominion Club
S45 75 Kasasa Cash
S46 76 Kasasa Cash Back
S49 79 Fresh Start
S51 81 Small Business Checking
S20 83 Money Market
S20 84 Money Market
S30 85 Money Market Gold
S30 86 Money Market Gold
S35 87 Money Market Preferred
S35 88 Money Market Preferred
S36 89 Money Market Platinum
S36 90 Money Market Platinum
CD Accounts
Old I Type New
CD Type
Description
I1 01 6 MO Preferred CD
I2 02 6 MO Regular CD
I10 10 12 MO Preferred CD
I20 20 12 MO Regular CD
I30 30 24 MO Preferred CD
I31 31 14 MO CD
I35 35 24 MO Regular CD
I36 36 30 MO Preferred CD
I37 37 30 MO Regular CD
I40 40 36 MO Preferred CD
I45 45 36 MO Regular CD
I81 81 6M Pref Trad IRA CD
I82 82 6M Reg Trad IRA CD
I83 83 12M Pref Trad IRA CD
I84 84 12M Reg Trad IRA CD
I87 87 24M Pref Trad IRA CD
I88 88 24M Reg Trad IRA CD
I91 91 36M Pref Trad IRA CD
I92 92 36M Reg Trad IRA CD



Loan Accounts
Old L Type New
Loan Type
Description
L8 08 Overdraft LOC
L9 09 Personal LOC

10 Business SBA

11 Commercial RE
L27 27 HELOC 5 Yr
L28 28 HELOC 10 Yr
L29 29 HELOC 15 Yr
L32 32 Business OD LOC
L33 33 CD Secured
L36 36 New Veh Mcycle
L37 37 Used Veh Mcycle
L38 38 New Boat RV
L39 39 Used Boat RV
L43 43 New Indirect
L44 44 Used Indirect
L45 45 New Indir Refi
L46 46 Used Indir Refi
L47 47 Personal SecFix
L48 48 Land Loan
L50 50 Personal SecVar
L55 55 Employee Loan
L61 61 Share Secured
L62 62 Share Plus Sec
L63 63 MM Secured
L64 64 MM Gold Sec
L66 66 Home Equity Ln
L67 67 MM Pref Sec
L69 69 MM Plat Sec
L70 70 Affordable Ride
L72 72 Business LOCVar
L77 77 Business SecFix
LoanData.LoanID ends with 85 85 15 Yr Mortgage
L91 91 Personal Var
L92 92 Personal Fixed
L93 93 Debt Consol
L94 94 Term Loan
LoanData.LoanID ends with 95 95 30 Yr Mortgage