Privacy Notice

What Does Central Virginia Federal Credit Union Do With Your Personal Information?

Rev. Date 9/14

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number and income
  • Account balances
  • Payment history
  • Credit History and Checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share members'’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information, the reasons Central Virginia Federal Credit Union chooses to share, and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Central Virginia Federal Credit Union Share? Can You Limit This Sharing?
For our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes–
to offer our products and services to you		 No N/A
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes–
information about your transactions and experiences		 No N/A
For our affiliates’ everyday business purposes–
information about your creditworthiness		 No N/A
For our affiliates to market to you No N/A
What We Do
How does Central Virginia Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also protect your personal information with comprehensive employee training and testing and assessment of information security.
How does Central Virginia Federal Credit Union collect my personal information? We collect your personal information, for example when you
  • Open an account or apply for a loan
  • Pay your bills or deposit money
  • Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • None
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • None
Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include investments, insurance and other financial services companies.
Who We Are
Who is providing this notice? Central Virginia Federal Credit Union
Questions? Call 434-528-9016