
Central Virginia Federal Credit Union
Member-Owned, Community Driven
As a member, you're not just a customer—you're an owner. Together, we build a stronger community by reinvesting in your financial success and local initiatives. That's the Credit Union Difference.
Featured Rates
Enjoy our everyday low rates on personal and business loans!
Auto
as low as
2.99 %
*Annual Percentage Rate
Equity
as low as
5.99%
Annual Percentage Rate
Visa
as low as
5.99%
Annual Percentage Rate
Personal
as low as
5.49%
Annual Percentage Rate

Debit Card Rewards
Earn rewards automatically every time you shop with your existing CVFCU debit card at a participating retailer. Then redeem rewards for cash! Shop as usual and participating merchants will provide you with offers and discounts. We will email you when your rewards are available. Just be sure to redeem rewards before they expire!

International Credit Union Day
Celebrated ICU Day on Thursday, October 15. Our annual shred event will be held at the parking lot of our Timberlake Branch 10:00 am - 1:00 pm. We will also kick off our Teddy Bear Brigade collection for Gleaning for the World and Howl-o-Ween to benefit Lynchburg Humane Society.
Holiday Skip-a-Payment
The extra money you need to make it through the holidays.... What better gift can you give yourself? You can save for holiday fun by skipping up to two months on your loan! Download the form.
University of Lynchburg OnCampus Branch
Our OnCampus branch is open to serve students, faculty and staff of the University of Lynchburg. Our fall hours are Monday, Wednesday and Friday 2:30 pm – 5:00 pm and Thursday 1:00 pm– 5:00 pm. Learn more about our OnCampus branch.





