Central Virginia Federal Credit Union

Our Rates Drive Adventures

Auto Loans As Low As 2.99% APR*
 

 
Apply for a home equity loan today.

Make Dreams Reality

Home Loans As Low As 5.99% APR*
 
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Personal Loans

When life takes you by surprise, we are here to help
 

Member-Owned, Community Driven

As a member, you're not just a customer—you're an owner. Together, we build a stronger community by reinvesting in your financial success and local initiatives. That's the Credit Union Difference. 

Visa Updates!

Our Visa program has been improved! If you are a current cardholder, you were sent a letter detailing the changes. If you missed that, you can view it here. 

Along with the updated look of the cards, our program updates include enhanced security and easier online access to view transactions and electronic statements. Be sure to check out the answers to Frequently Asked Questions. 


Our OnCampus branch is open to serve students, faculty and staff of the University of Lynchburg. Our fall hours are Monday, Wednesday and Friday 2:30 pm – 5:00 pm and Thursday 1:00 pm– 5:00 pm.  Learn more about our OnCampus branch. 


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Debt Consolidation

Put the pieces together for a bright future

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Personal Digital Services

Convenient and secure digital services including free features like Zelle to elevate your day-to-day life.

Explore digital services

Apply for a home loan with CVFCU.


Home Loans

Make your homeownership dreams a reality.