Central Virginia Federal Credit Union

Our Rates Drive Adventures

Auto Loans As Low As 2.99% APR*
 
 

Make a Difference

Currently Seeking Volunteers for our Supervisory Committee and Board of Directors
 
 

Loan Payments Solved.

Text Reminders. Payment Options. 
 

 

Member-Owned, Community Driven

As a member, you're not just a customer—you're an owner. Together, we build a stronger community by reinvesting in your financial success and local initiatives. That's the Credit Union Difference. 

Debit Card Rewards

Earn rewards automatically every time you shop with your existing CVFCU debit card at a participating retailer. Then redeem rewards for cash! Shop as usual and participating merchants will provide you with offers and discounts. We will email you when your rewards are available. Just be sure to redeem rewards before they expire!  

Learn more


a business casual lunch in an office
A credit union is a financial cooperative owned by members for the benefit of members. At the core of this philosophy is a group of volunteer members who work on behalf of all of us.

The Board of Directors set policies and the direction of the credit union. The Supervisory Committee ensures the financial stability of the credit union through regular auditing of operational and accounting practices. This unique structure sets credit unions apart from banks – credit unions truly are run by the members for the members!
 
If you are interested, please complete the application form!
The extra money you need to make it through the holidays.... What better gift can you give yourself? You can save for holiday fun by skipping up to two months on your loan! Download the form. 

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Debt Consolidation

Put the pieces together for a bright future

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Personal Digital Services

Convenient and secure digital services including free features like Zelle to elevate your day-to-day life.

Explore digital services

Apply for a home loan with CVFCU.


Home Loans

Make your homeownership dreams a reality.