Home Equity Loan

Dream big dreams. Do big things.


What types of plans do you have in mind? When it comes to paying for them, a Home Equity Loan could be the perfect answer. You can access all the equity you've built up in your home and use that loan to take on any project. The possibilities are endless with Central Virginia Federal Credit Union.

  • Ideal for home renovation projects, major purchases (such as a vehicle), vacations, college costs, weddings and other major expenses
  • Borrowing limit depends on your home's equity - the current market value of your home minus your mortgage balance
  • Money is available all at once
  • Competitive rates and fixed monthly payments
  • Schedule convenient automatic payments through Online or Mobile Banking
  • Home equity interest payments may be tax-deductible. Consult your financial advisor.

*Annual Annual Percentage Rate (APR) is variable and subject to change without notice. Lowest rates include all applicable discounts. Online application discount does not apply. 60 month fixed rate. Offer available for a limited time. Up to 80% Loan to Value. Requires automatic payment from a CVFCU account. Other rates and terms available. Property insurance require