If you are a first time home buyer, take time to visit our Resources section for information to help you start the home buying process. Be sure to check out our calculators which will help guide you through some important number crunching.
Am I Financially Prepared?
Before you consider buying a home you must be financially ready. Some things you should consider:
- Have you saved for a down payment – a minimum 3% of the purchase price of the home but 100% financing is available for qualified buyers.
- Is your credit record healthy?
- Can you afford the property taxes?
- Can you make the monthly mortgage payments?
- Do you have money set aside for home emergencies such as a new furnace or hot water heater?
Does it Make Sense to Buy?
Be sure to think about your future plans, consider questions such as:
- Does it make sense to rent verse buy?
- What are the monthly rental costs verse monthly house payment?
How Much “Home” Can I Afford?
You want to start looking for your dream house but you’re not sure just how much “home” you can afford. That’s where we can help. We can help you calculate what you can afford, explain our mortgage loan options and get you into a house you’ve been dreaming of – while helping to keep the costs well within your budget.
You want to start looking for your dream house but you’re not sure just how much “home” you can afford. That’s where we can help. We can help you calculate what you can afford, explain our mortgage loan options and get you into a house you’ve been dreaming of – while helping to keep the costs well within your budget.
